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Should I Accept an Insurance Company's Offer?

What to Know About Insurance Offers If You Were Injured in an Accident 

Shortly after an accident, you may be contacted by an insurance adjuster. The insurance adjuster may ask you a series of questions about your accident to determine who was at fault and the extent of your injuries. It is important to remember that you should always consult with an attorney before making any statements or accepting an offer of settlement.

At the Falcon Law Group, PLLC, we are committed to providing experienced representation for individuals who have been injured as a result of another person’s negligence. We are skilled negotiators and trial warriors who will work tirelessly to help you and your family. If you were injured in an accident, contact our office to schedule a free consultation. Se Habla Español.

What to Know About Insurance Settlement Offers

Contrary to what you may want to believe, insurance companies do not have your best interests at heart. They will usually prioritize their own profits over injured victims. It is not unusual for insurance adjusters to attempt to downplay a person’s injuries or even deny their claim outright in order to avoid paying a fair and full settlement. 

If you are involved in an accident, you should always consult with an attorney before making a statement to the insurance company or accepting any form of settlement. Early settlement offers rarely reflect the true value of a case. They generally do not include compensation for all of a person’s damages, including pain and suffering, loss of earning capacity, and future medical bills.

How Insurance Companies Avoid Paying Fair Settlements

Insurance companies may use a number of deceptive practices in an effort to avoid paying a full settlement to an injury victim. Unfortunately, without the help of an experienced attorney, you may never know that you are settling for less than your case is worth. 

Tactics insurance companies use to avoid full payouts:

  • Placing the injury victim at fault for the accident;
  • Claiming the victim’s injuries were not caused by the accident;
  • Delaying claims to get an injured party to settle for less;
  • Denying fault on behalf of their insured; or
  • Pressuring an injured party to accept a lower settlement.

Many times, insurance companies will target individuals who are not represented by an attorney. Knowing that few people can afford pricey litigation, they will use high-pressure tactics to get you to settle for less. The best way to ensure that you receive the money you deserve is to consult with an attorney as early in the process as possible.

Speak to an Attorney Today

Were you injured in an accident caused by another person’s wrongdoing? Contact our office before you speak with the insurance company. You could end up settling for less than your case is worth. Let us review your claim to ensure that you receive every dollar you deserve. Call now to get started. 

At the Falcon Law Group, we know this may be a challenging time for you and your family. We are here to help. We will guide you through the process and help make sure that you receive the best possible outcome in your case. 

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