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3/25/2024

Are Passengers Covered By Insurance After a Car Accident?

Millions of passengers are injured or killed every year in car accidents that they played little to no role in causing. If you or a loved one has been a passenger in a car accident, don’t let the Big Boys in insurance treat you like collateral damage–get the defense you deserve!

Our experienced team at Falcon Law Group has been defending the underdog from the major players in the insurance game for decades and we have the record to prove it. We can do the same for you! Fill out our online form today for your free, no obligation case evaluation. 

What Are My Rights as a Passenger in a Car Accident?

If you have suffered due to an accident that you were a passenger in, it is crucial to remember that you have rights too! You were not responsible for the damage done to you or your belongings and you are entitled to seek compensation for any injuries or damages sustained due to the negligence of the driver or other parties involved. 

You have the right to pursue a personal injury claim against the at-fault party/parties to recover damages for medical expenses, pain and suffering, lost wages, and other losses incurred as a result of the accident. This can include compensation for both physical injuries and emotional distress experienced as a result of the wreck. 

You also have the right to seek legal representation to advocate for your interests and ensure that your rights are protected throughout the claims process. An experienced personal injury attorney can help you navigate the complex process, gather evidence to support your claim, negotiate with insurance companies on your behalf, and pursue litigation if necessary to secure fair compensation for your injuries.

Can I File a Claim if the Driver Was At Fault?

Passengers have the right to pursue a claim for compensation regardless of the relationship with the driver. Whether you were riding with a friend, family member, rideshare driver, or taxi, your rights as a passenger remain intact. 

Even if the driver of the vehicle you were traveling in was partially responsible for the accident, you may still be eligible to recover damages from their insurance policy or other liable parties. If you were involved in an accident with someone that you maintain a close relationship with, pursuing a third party insurance claim might be the safest, least intrusive way to get the compensation you are entitled to. 

What is a Third Party Insurance Claim?

A third-party insurance claim is any claim filed against the insurance company of a party who is deemed responsible for causing harm or damages. In a car accident, a third-party insurance claim typically involves a passenger who was not directly insured under the insurance policy of the at-fault driver but suffered injuries or damages as a result of the accident.

If you were a passenger during a car accident and you sustained damages to your person or property, you could qualify for substantial compensation. 

What is the Average Passenger Compensation After a Wreck?

The amount of compensation a passenger in a car accident can receive varies significantly depending on several different factors such as the severity of the injuries, the extent of property damage, and the insurance coverage available. 

Passengers may be entitled to compensation for a wide range of damages, including medical expenses, lost wages, pain and suffering, and emotional distress. You may be able to recover compensation for property damage to personal belongings, such as electronic devices or luggage, that were damaged in the accident. In cases where the passenger's injuries result in long-term disabilities or impairments, compensation may also cover future medical treatment, rehabilitation costs, and ongoing care needs. 

Insurance policies, including the liability coverage of the at-fault driver and any additional coverage such as underinsured or uninsured motorist coverage, will also play a significant role in determining the amount of compensation available to the passenger. 

Do I Need a Lawyer?

Whether or not you need a lawyer after being involved in a car accident depends on various factors, including the severity of the accident, the extent of your injuries, and the complexity of the legal issues involved. In most cases, seeking the guidance of an experienced personal injury attorney can help you understand your rights and options for pursuing compensation for injuries and losses sustained during an accident. 

Falcon Law Group–Dedicated Personal Injury Attorneys 

If you or a loved one has been impacted by a car accident caused by another party, give us a call to discuss your case! At Falcon Law Group, our experienced attorneys are ready to fight for you and get you the compensation you deserve. 

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The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, a client relationship.
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